---
title: Consumer
---

[![Tomato Logo](https://www.tomatopay.co.uk/hubfs/images/tomatopay-logo.png)](https://www.tomatopay.co.uk?hsLang=en)

Menu 

[Get Started](http://tomatopay.app.link/W0BW7m9cuhb)

- Business
  
  ![](https://www.tomatopay.co.uk/hubfs/images/icon-chevron.png)
  
  [Business App](https://www.tomatopay.co.uk?hsLang=en) [Security](https://www.tomatopay.co.uk/security?hsLang=en) [Pricing](https://www.tomatopay.co.uk/?hsLang=en#subscription-pricing) [Get Started](http://tomatopay.app.link/W0BW7m9cuhb)
- Enterprise
  
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  [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem?hsLang=en) [API Platform](https://www.tomatopay.co.uk/platform?hsLang=en) [API Docs](https://docs.tomatopay.co.uk/) [API Status](https://www.api.expert/industry/openbankingukproduction) [Case Study - Santander](https://www.tomatopay.co.uk/cashflow-manager-by-santander-tomatopay/?hsLang=en) [Case Study - SMART](https://www.tomatopay.co.uk/smart?hsLang=en) [Case Study - Charity](https://www.tomatopay.co.uk/charity-partner-lune?hsLang=en) [Let's Talk](https://www.tomatopay.co.uk/contact?hsLang=en)
- Media
  
  ![](https://www.tomatopay.co.uk/hubfs/images/icon-chevron.png)
  
  [Blog](https://blog.tomatopay.co.uk?hsLang=en) [Newsroom](https://www.tomatopay.co.uk/newsroom?hsLang=en)
- [Help Centre](https://help.tomatopay.co.uk/en/)
- [Consumer Waitlist](https://www.tomatopay.co.uk/consumer?hsLang=en)
- [Get Started](http://tomatopay.app.link/W0BW7m9cuhb)

[Get Started](http://tomatopay.app.link/W0BW7m9cuhb) [Consumer Waitlist](https://www.tomatopay.co.uk/consumer?hsLang=en) [Security](https://www.tomatopay.co.uk/security?hsLang=en) [Pricing](https://www.tomatopay.co.uk/?hsLang=en#subscription-pricing) [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem?hsLang=en) [APIs](https://www.tomatopay.co.uk/platform?hsLang=en) [API Docs](https://docs.tomatopay.co.uk/) [Blog](https://blog.tomatopay.co.uk?hsLang=en) [Newsroom](https://www.tomatopay.co.uk/newsroom?hsLang=en) [Help Centre](https://help.tomatopay.co.uk/en/) [About](https://www.tomatopay.co.uk/about-us?hsLang=en) [Let's Talk](https://www.tomatopay.co.uk/contact?hsLang=en)

## Fair for people

Support businesses and your local communities with contactless, cardless, payments between £0.01 and £1,000,000. Whether it’s your repair person, your local coffee shop or your local convenience store, tomato pay works wherever you go.

[Sign Up](https://www.tomatopay.co.uk/sign-up?hsLang=en)

![Coffee House Selling Coffee](https://www.tomatopay.co.uk/hubfs/images/fair-for-bussineses.png) 

![Tomatopay](https://www.tomatopay.co.uk/hubfs/images/dot-arrow-purple.svg)

### A fairer way of paying in your community

Our low fees and fast payment transfers allow businesses to manage and access cash almost immediately. It enables them to plan ahead and respond quickly to changing circumstances.

- Steady cash flow is crucial to thriving, diverse local communities.
- Lower costs for the businesses you support.
- More of the money you spend goes directly to the business owner and not their payment providers.

[Sign Up](https://www.tomatopay.co.uk/sign-up?hsLang=en)

![tomato pay App with Speech Bubbles](https://www.tomatopay.co.uk/hubfs/images/tp-ethical2.png)

![A Range of App Screens](https://www.tomatopay.co.uk/hubfs/images/tp-people2.png)

### Cash-free, card-free, hassle-free

A new way to pay. Our technology manages any payments, large or small, and connects to 99% of UK banks (you can see available banks [here](https://help.tomatopay.co.uk/en/articles/5373537-available-banks)).

- Completely mobile.
- No set-up, simple and easy process.
- No more card minimums at shops, any amount is possible.

[Sign Up](https://www.tomatopay.co.uk/sign-up?hsLang=en)

### Earn money while you spend it

##### Coming Soon!

Join for free and earn cashback and loyalty rewards from your favourite businesses, big and small.

- Loyalty schemes.
- Cashback.
- Financing options.
- Early payment discounts.
- Pre-order products and services.

[Sign Up](https://www.tomatopay.co.uk/sign-up?hsLang=en)

![tomato pay App with Wallet](https://www.tomatopay.co.uk/hubfs/images/tp-people3.png)

![Tomatopay](https://www.tomatopay.co.uk/hubfs/images/4.png)

### Secure: Protect what's yours

We know how important it is to keep your data secure. **tomato pay** never handles your money, it simply provides a secure connection to your bank to make your transaction as smooth as possible.

- FCA-regulated. Complete bank grade encryption, and none of your sensitive banking data is ever shared with third parties.
- Less chances of fraud. All payments are authorised through your bank.
- Instant confirmation of all incoming and outgoing payments.
- Receive refunds instantly

## Join the waiting list

#### No matter who you are, welcome to the payments revolution.

[Sign Up](https://www.tomatopay.co.uk/sign-up?hsLang=en)

[![tomato pay](https://www.tomatopay.co.uk/hubfs/images/tp-footer-logo.svg)](https://www.tomatopay.co.uk?hsLang=en)

##### Want all the latest news and updates from tomato pay?

Subscribe to our newsletter!

##### Business

- [Business App](https://www.tomatopay.co.uk?hsLang=en)
- [Business Guide](https://www.tomatopay.co.uk/guide?hsLang=en)
- [Security](https://www.tomatopay.co.uk/security?hsLang=en)
- [Pricing](https://www.tomatopay.co.uk/?hsLang=en#subscription-pricing)
- [Get Started](http://tomatopay.app.link/W0BW7m9cuhb)

##### Enterprise

- [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem?hsLang=en)
- [API Platform](https://www.tomatopay.co.uk/platform?hsLang=en)
- [API Docs](https://docs.tomatopay.co.uk/)
- [API Status](https://www.api.expert/industry/openbankingukproduction)
- [Let's talk](https://www.tomatopay.co.uk/contact?hsLang=en)

##### Who are we?

- [About us](https://www.tomatopay.co.uk/about-us?hsLang=en)
- [Careers](https://www.tomatopay.co.uk/careers?hsLang=en)
- [Blog](https://blog.tomatopay.co.uk?hsLang=en)
- [Newsroom](https://www.tomatopay.co.uk/newsroom?hsLang=en)

##### More Information

- [Help Centre](https://help.tomatopay.co.uk/en/)
- [Consumer Waitlist](https://www.tomatopay.co.uk/sign-up?hsLang=en)

---

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Email: [info@tomatopay.co.uk](mailto:info@tomatopay.co.uk)  
Job enquiries: [jobs@tomatopay.co.uk](mailto:jobs@tomatopay.co.uk)  
Address: 2 Underwood Row, London, N1 7LQ

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tomato pay is a brand owned and operated by Fractal Labs Ltd.   
Fractal Labs Ltd is authorised by the Financial Conduct Authority (FRN 813019).  
Fractal Labs Ltd is registered with the Information Commissioner's Office.